Welcome to the Bridging Loan Finance section of the CPFC website. We can offer bridging loan mortgages for most types of residential and commercial properties in the UK. This section highlights some of the terms available.
Bridging loans are usually self cert. Income and adverse credit history do not normally affect the credit decision.
Drawdown of funds is often available 7-10 days after initial enquiry. Typically, we can arrange bridging loan finance up to 75% loan to property value dependent on the type of property.
CPFC negotiates bridging finance loans with a number of lenders including major banks, niche providers and specialised bridging loan lenders. Bridging loan rates are rarely set in stone, unlike Buy to Let mortgages. Therefore each individual mortgage is priced to match the borrower's personal circumstances.
Arranging a Bridging loan can be a complex process. If you would like clear, independent impartial advice on the best bridging loan to suit your needs please telephone us for further information, use our call back facility or complete the enquiry form.
We do not charge any broker fees
To calculate your bridging loan payments, please use our online loan repayment calculator.
| Scheme Style | Early Repayment Charge | Loan to Value (LTV) | Lenders Fee | Description | Enquiry Form |
|---|---|---|---|---|---|
Self Cert Bridging Loan |
varies |
Up to 75% |
Up to 2% |
1-1.5% pm interest charge |
We can provide bridging loan finance for most property types, including:
- Office
- Retail
- Industrial
- Warehouses/retail park
- Multi occupancy serviced offices
- Mixed commercial & residential
- Hotels
- Public houses
- Restaurants
- Nursing homes
- Day nursery
- Doctors/Dentists/Vets
- Leisure
- Land with planning
Typical bridging loans arranged by us for clients range from £50,000 to £3M. All bridging loan is tailored to meet the borrower's needs. Bridging loan structures available to clients can include:
- Variable rates
- Interest only mortgage periods
- Terms of up to 12 months
- Self cert
Clients can use the following borrowing vehicles
- Personal
- Partnership
- Limited company
- Limited Liability Partnership (LLP)
