Mortgage Services
Buy to Let Mortgages
Commercial Property Finance Consultancy arranges Buy to Let mortgages with a comprehensive range of lenders including specialised Buy to Let property lenders, major banks, niche providers and building societies. These Buy to Let lending institutions make leading mortgage products available through us that are not always accessible in the general mortgage market.
We can arrange Buy to Let mortgages and remortgages for all types of property, including niche property types that are more difficult to fund such as:
- Block of flats
- Houses in Multiple Occupancy (HMO)
- Freehold flats and maisonettes
- Flats above commercial properties
- Ex Local Housing Authority properties
- Studio flats and bedsits
- Multi unit properties
- Non standard construction types
We pride ourselves on the services we can provide to Buy to Let investors. We can arrange credit lines, giving a mortgage facility to make purchases without the need to go through the full mortgage procedure. We also offer a free Buy to Let mortgage finance appraisal to ensure portfolios are funded in the most efficient and cost effective manner.
Your dedicated personal Buy to Let administrator will package your mortgage for the relevant Buy to Let lender. This allows us to monitor the mortgage process and gives you the assurance of a smooth end-to-end transaction.
Buy to Let mortgages and remortgages arranged by us for clients range from £25,001 loans on single purchases to multi-million pound loans across the Buy to Let property portfolio. Typically, we can arrange funding up to 90% loan to property value and we offer mortgage products with low rent to interest cover criteria that make borrowing stipulations easier to meet for our clients.
Commercial Property Finance Consultancy can arrange Buy to Let mortgages with all types of tenants, and arranges funding on the following tenant types that have historically restricted Buy to Let funding options for investors:
- DSS tenants
- Student tenant
- Company Lets
- Council & Housing Associations tenants
- Multi-lets
Clients can use the following borrowing vehicles:
- Personal
- Partnership
- Limited company
- Limited Liability Partnership (LLP)
We are able to deliver rapid Buy to Let funding to clients and to meet tight purchase deadlines eg Auction purchases. Where the funds are needed more urgently, we may be able to assist using Bridging loan finance.
We are also able to offer finance for clients purchasing residential property for refurbishment and to either sell or to rent using our property refurbishment loan scheme.
Arranging a Buy to Let mortgage can be a complex process. Please telephone one of our consultants if you would like clear, independent, impartial advice on the best mortgage to suit your needs or take a look at our Buy to Let mortgage product page.
We make a selection of our best priced Buy to Let mortgage rates available on our website. However this represents a small proportion of the Buy to Let products we have available, for full information please telephone us, use our call back facility or complete an enquiry form.
To calculate your Buy to Let mortgage payments, please use our online loan repayment calculator.
For Buy to Let investors, and particularly portfolio investors, it is important to consider the potential of a Buy to Let remortgage. This will allow investors to increase their Buy to Let returns by reducing their mortgage costs, and will allow any capital to be released from the property to make further purchases.
We do not charge any broker fees
Commercial Mortgages
Commercial Property Finance Consultancy negotiates commercial mortgages with a large range of lenders including major banks, mutual building societies, niche providers and specialised commercial mortgage lenders. Commercial mortgage rates are rarely set in stone, unlike domestic and Buy to Let mortgages. Therefore each individual mortgage is priced to match the borrower's personal circumstances.
The appropriate commercial lender is carefully selected to meet the client's needs. We can provide commercial mortgages for most property types, including:
- Prime office/retail
- Secondary office/retail
- Industrial
- Warehouses/retail park
- Multi occupancy serviced offices
- Mixed commercial & residential
- Hotels
- Public houses
- Guest houses
- Restaurants
- Nursing homes
- Day nursery
- Doctors/Dentists/Vets
- Post office
- Leisure
- Agricultural
- Property development & refurbishment
Typical commercial mortgages and remortgages arranged by us for clients range from £50,000 to £15M. All commercial finance is tailored to meet the borrower's needs. Commercial mortgage structures available to clients can include:
- Variable and fixed rates
- Interest only mortgage periods
- Partial repayment
- Terms of up to 30 years
- Full status or self cert
Clients can use the following borrowing vehicles
- Personal
- Partnership
- Limited company
- Limited Liability Partnership (LLP)
- SIPP and SASS pension
- Offshore company
Typically, we can arrange commercial mortgages up to 85% loan to property value dependent on the type of property.
Arranging a Commercial mortgage can be a complex process. If you would like clear, independent impartial advice on the best commercial mortgage to suit your needs please telephone us for full information, use our call back facility (on right hand menu bar) or take a look at our dedicated product pages for:
We make a selection of our best priced commercial mortgage rates available on our website.
To calculate your commercial mortgage payments, please use our online loan repayment calculator.
For Commercial property investors, it is important to consider the potential of a remortgage. This will allow owners/investors to increase their margins by reducing their mortgage costs, and could allow capital to be released from the property for further investment.
We are able to deliver rapid commercial mortgage funding to clients and to meet tight purchase deadlines eg auction purchases. Where the funds are needed more urgently, we may be able to assist using Bridging loan finance.
We do not charge any broker fees
Bridging Loan Finance
Commercial Property Finance Consultancy negotiates bridging loans for residential and commercial properties with a range of lenders including major banks and specialised bridging loan lenders. Interest rates are not set in stone, unlike domestic and Buy to Let mortgages. Therefore each individual mortgage is priced to match the borrower's personal circumstances.
The appropriate bridging loan lender is carefully selected to meet the client's needs. We can provide bridging loans for many property types, including:
- Residential
- Office
- Retail
- Industrial
- Warehouses/retail park
- Multi occupancy serviced offices
- Mixed commercial & residential
- Hotels
- Public houses
- Guest houses
- Restaurants
- Nursing homes
- Day nursery
- Doctors/Dentists/Vets
- Post office
- Leisure
- Agricultural
- Land with planning permission
Typical bridging loans arranged by us for clients range from £50,000 to £2M. All bridging loan finance is tailored to meet the borrower's needs.
Clients can use the following borrowing vehicles
- Personal
- Partnership
- Limited company
- Limited Liability Partnership (LLP)
Typically, we can arrange bridging loans up to 75% loan to property value dependent on the type of property.
Arranging a Bridging loan can be a complex process, and speed will be of the essence. If you would like clear, independent impartial advice on the best bridging loan to suit your needs please telephone us for full information, use our call back facility (on right hand menu bar) or take a look at our dedicated Bridging Loan Finance product page.
To calculate your Bridging loan Finance payments, please use our online loan repayment calculator.
We do not charge any broker fees
