Corporate Information Commercial Mortgages

Welcome to our Corporate Information section which gives you a wider overview about what we do in connection with:-

Commercial Mortgages

CPFC negotiates commercial mortgages with a large range of lenders including major banks, mutual building societies, niche providers and specialised commercial mortgage lenders. Commercial mortgage rates are rarely set in stone, unlike domestic and Buy to Let mortgages. Therefore each individual mortgage is priced to match the borrower's personal circumstances.

The appropriate commercial lender is carefully selected to meet the client's needs. We can provide commercial mortgages for most property types, including:

Prime office/retail

Secondary office/retail

Industrial

Warehouses/retail park

Multi occupancy serviced offices

Mixed commercial & residential

Hotels

Public houses

Guest houses

Restaurants

Nursing homes

Day nursery

Doctors/Dentists/Vets

Post office

Leisure

Agricultural

Property development & refurbishment

Typical commercial mortgages and remortgages arranged by us for clients range from £50,000 to £15M. All commercial finance is tailored to meet the borrower's needs. Commercial mortgage structures available to clients can include:

Variable and fixed rates

Interest only mortgage periods

Partial repayment

Terms of up to 30 years

Full status or self cert

Clients can use the following borrowing vehicles

Personal

Partnership

Limited company

Limited Liability Partnership (LLP)

SIPP and SASS pension

Offshore company

Typically, we can arrange commercial mortgages up to 80% loan to property value dependent on the type of property.

Arranging a Commercial mortgage can be a complex process. If you would like clear, independent impartial advice on the best commercial mortgage to suit your needs please telephone us for full information, use our call back facility (on right hand menu bar) or take a look at our dedicated product pages for Commercial Mortgages

To calculate your commercial mortgage payments, please use our online loan repayment calculator.

For Commercial property investors, it is important to consider the potential of a remortgage. This will allow owners/investors to increase their margins by reducing their mortgage costs, and could allow capital to be released from the property for further investment.

We are able to deliver rapid commercial mortgage funding to clients and to meet tight purchase deadlines eg auction purchases. Where the funds are needed more urgently, we may be able to assist using Bridging loan finance.

We do not charge any broker fees.