Corporate Information Buy to Let Mortgages

Welcome to our Corporate Information section which gives you a wider overview about what we do in connection with:-

Buy to Let Mortgages

CPFC arranges Buy to Let mortgages with a comprehensive range of lenders including specialised Buy to Let property lenders, major banks, niche providers and building societies. These Buy to Let lending institutions make leading mortgage products available through us that are not always accessible in the general mortgage market.

We can arrange Buy to Let mortgages and remortgages for all types of property, including niche property types that are more difficult to fund such as:

Block of flats

Houses in Multiple Occupancy (HMO)

Freehold flats and maisonettes

Flats above commercial properties

Ex Local Housing Authority properties

Studio flats and bedsits

Multi unit properties

Non standard construction types

We pride ourselves on the services we can provide to Buy to Let investors. We also offer a free Buy to Let mortgage finance appraisal to ensure portfolios are funded in the most efficient and cost effective manner.

Your dedicated personal Buy to Let administrator will package your mortgage for the relevant Buy to Let lender. This allows us to monitor the mortgage process and gives you the assurance of a smooth end-to-end transaction.

Buy to Let mortgages and remortgages arranged by us for clients range from £25,001 loans on single purchases to multi-million pound loans across the Buy to Let property portfolio. Typically, we can arrange funding up to 75% loan to property value and we offer mortgage products with low rent to interest cover criteria that make borrowing stipulations easier to meet for our clients.

CPFC can arrange Buy to Let mortgages with all types of tenants, and arranges funding on the following tenant types that have historically restricted Buy to Let funding options for investors:

DSS tenants

Student tenant

Company Lets

Council & Housing Associations tenants

Multi-lets

Clients can use the following borrowing vehicles:

Personal

Partnership

Limited company

Limited Liability Partnership (LLP)

We are able to deliver rapid Buy to Let funding to clients and to meet tight purchase deadlines eg Auction purchases. Where the funds are needed more urgently, we may be able to assist using Bridging Loan  finance.

We are also able to offer finance for clients purchasing residential property for refurbishment and to either sell or to rent using our property refurbishment loan scheme.

Arranging a Buy to Let mortgage can be a complex process. Please telephone one of our consultants if you would like clear, independent, impartial advice on the best mortgage to suit your needs or take a look at our Buy to Let mortgage product page.

We make a selection of our best priced Buy to Let mortgage rates available on our website. However this represents a small proportion of the Buy to Let products we have available, for full information please telephone us, use our call back facility or complete an enquiry form.

To calculate your Buy to Let mortgage payments, please use our online loan repayment calculator.

For Buy to Let investors, and particularly portfolio investors, it is important to consider the potential of a Buy to Let remortgage. This will allow investors to increase their Buy to Let returns by reducing their mortgage costs, and will allow any capital to be released from the property to make further purchases.

We do not charge any broker fees