Commercial Mortgages|Buy To Let Mortgages|Bridging

Bridging Loan Finance

Welcome to the Award winning Bridging Loan Finance section of the CPFC website. We were delighted to win the prestigious Bridging Loan Finance Broker of the Year Award 2009.

We can offer bridging loan mortgages for most types of residential and commercial properties in the UK. This section highlights some of the terms available.

Bridging loans are usually self cert. Income and adverse credit history do not normally affect the credit decision.

Drawdown of funds is often available 7-10 days after initial enquiry. Typically, we can arrange bridging loan finance up to 75% loan to property value dependent on the type of property.

CPFC negotiates bridging finance loans with a number of lenders including major banks, niche providers and specialised bridging loan lenders. Bridging loan rates are rarely set in stone, unlike Buy to Let mortgages. Therefore each individual mortgage is priced to match the borrower's personal circumstances.

Arranging a Bridging loan can be a complex process. If you would like clear, independent impartial advice on the best bridging loan to suit your needs please telephone us for further information, use our call back facility or complete the e nquiry form.

We do not charge any broker fees

To calculate your bridging loan payments, please use our online loan repayment calculator.

View full sized Moneyfacts Bridging Loan broker of the year award winner 2009

SCHEME STYLE

PRODUCT

EARLY REPAYMENT CHARGE

LENDERS FEE

LTV

Rate

ENQUIRY FORM

Self Cert Bridging Loan

Varies

Up to 2.5%

Up to 75%

1% - 1.75% per month

We can provide bridging loan finance for most property types, including:

Office

Retail

Industrial

Warehouses/retail park

Multi occupancy serviced offices

Mixed commercial & residential

Hotels

Public houses

Restaurants

Nursing homes

Day nursery

Doctors/Dentists/Vets

Leisure

Land with planning

Typical bridging loans arranged by us for clients range from £50,000 to £3M. All bridging loan is tailored to meet the borrower's needs. Bridging loan structures available to clients can include:

Variable rates

Interest only mortgage periods

Terms of up to 12 months

Self cert

Clients can use the following borrowing vehicles

Personal

Partnership

Limited company

Limited Liability Partnership (LLP)

YOUR HOME AND ANY PROPERTY USED AS SECURITY IS AT RISK AND MAY BE REPOSSESSED IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE

Commercial Property Finance Consultancy Ltd is an Appointed Representative of Seddon Smith Financial Services Ltd which is authorised and regulated by the Financial Services Authority